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Kiva Iowa provides immigrant entrepreneurs with a boost.

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This program provides more than just support for small businesses. It also creates relationships between small business owners and lenders.

 

Cedar rapid: My husband and I were presented with a set of traditional African clothing by Darius and Wealee nupolu shortly after we met.

 

It would be an understatement to say that the Nupolu’s have a generous spirit. This generosity extends to how they manage their family business in Cedar Rapids.

 

In 2017, Darius, Weale, and their three children moved from Liberia to Cedar Rapids. Darius and Weale discovered that not all the Liberian vegetables were available locally, so he began to explore options for starting his farm.

 

It was a long-held dream that I finally realized in Cedar Rapids.

 

After linking up with Feed Iowa First, Darius could get up and run. He needed additional funding to move on.

 

After visiting their farm this summer, I shared information about Kiva Iowa, a new micro-lending platform available to Iowa business owners. It seemed like the ideal path forward for Nupolus’ new venture.

 

Kiva Iowa crowdfunded an $8,000 loan for Emerging Farms LLC last month.

Kiva, the first online micro-lending site for individuals, was founded in 2005. Kiva loans are available from $1,000 to $15,000 and have zero fees or interest.

 

Kiva allows ordinary people to pool small loans to give financial access to entrepreneurs around the world.

 

They are motivated by social change and expect to repay their loans. However, they do not seek to earn interest.

 

Iowa’s small business owners are the backbone of our communities and neighborhoods.

Kiva Iowa’s relationships with small business owners and lenders go beyond providing support for their small businesses. It becomes a personal link that ensures their long-term success.

After their success,

 

Weale and Darius shared the Kiva Iowa opportunity. The teepee was a close family friend. Teepee and her husband immigrated from West Africa to the United States during the Ebola outbreak in 2014.

 

Teepee moved to Cedar Rapids in 2003. She began looking into local catering options and started cooking and selling meals from her own home. The teepee was encouraged by many of her customers to expand her business.

 

Enter Tee’s Liberian Dish. Teepee’s new Cedar Rapids restaurant serves Liberian cuisine for lunch, dinner, and breakfast.

Entrees include rice, meats, different vegetables, and a variety of sauces and gravies. Teemu is also looking for investment through Kiva Iowa, thanks to Wealee and Darius.

 

Immigrant entrepreneurs face unique obstacles to success, just like many Kiva borrowers. These business owners might be starting a tech-based company or opening a local shop. They may also have to deal with financing and structuring a business in different countries and cultures.

 

Kiva envisions a world where everyone can improve their financial lives. This includes immigrant-owned businesses. Kiva programs have helped many Iowa immigrant-owned businesses fuel the local economy, especially in small communities.

 

In the United States, more than 20 percent of small-business ownere

hip is owned by immigrants.

 

Jumpstarting your own business is a huge risk. These entrepreneurs are determined to succeed, and Kiva gives them the confidence to grow their businesses.

 

Kiva is located at the bottom of the capital ladder. This is the best option for those just starting or wishing to build their credit. 70% of businesses that raised funds on Kiva in 2021 were under three years old.

 

This platform provides entrepreneurs with critical early-stage funding and allows supporters to invest in their local entrepreneurial community easily.

Kiva is not a donation but a loan. It allows investors to turn their money around and positively impact Iowa and even the world.

 

From Cafe on the Go, Rachael is Kiva Iowa’s latest borrower. Iowa City’s mobile cafe. Cafe on the Move specializes in handcrafted beverages and pastries from local bakeries.

 

Rachael will use her Kiva Loan to buy new equipment, including an espresso machine and commercial grinder, as well as a tea brewer, for her trailer. She would also like to add a sign on her trailer and install a retractable wall that will allow her operation during the winter months.

Kiva Iowa made it possible to seven Iowa-based companies to get early capital in the first six months of its operation.

 

These businesses reflect the uniqueness of each Iowa community. Kiva Iowa will continue to grow in the next year. We look forward to sharing stories with our borrower community and connecting these entrepreneurs to resources and support.

 

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How to Make the Most of Your Day While Working at Home

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Working from home offers great flexibility. But sometimes, you may feel distracted or distant from the work at hand. If you find it difficult to maximize your productivity when working from home, you’re not alone. So here is how to make the most of your day while working at home.  

Start Your Day Off Right 

An easy habit to fall into when working from home is rolling out of bed and onto the computer. When you start getting into this habit, you are losing valuable time you can use to start your day off right. Try instating a morning routine to get energized and in the right mindset for the day. 

Pick an outfit to work in that isn’t pajamas. Dressing the part can push you to be more productive throughout the day. Being ready for the day will also prevent you from wasting time putting yourself together for video meetings or impromptu on-screen chats. 

Set Up Working Hours 

When you’re working from home, it can be easy to move from task to task with little rhyme or reason. When you don’t have set working hours, you can easily start procrastinating instead. To avoid this you need to set up working hours for yourself. 

The best part about working from home is setting up these hours in whatever way works best for you. You may want to work in a two-hour burst with breaks in-between. Or you might prefer blocking off four-hour blocks in the morning and evening with time in the middle of the day for other activities. No matter how you decide to split it up, you will be more productive and accountable when you set up concrete working hours throughout the day. 

Organize Your Space 

One of the difficulties of working from home is your personal life and work-life blending together. It can be impossible to focus on your work if there is a big pile of dishes in your line of vision. You can take time out of your work from home day to keep your space organized. 

During one of your breaks you can organize all of those dishes on a sink rack so they aren’t cluttering your space. If you’re not sure how to clean that space, you can check out some great over-the-sink rack options too. 

Doing small organizational tasks throughout your day can keep your home consistently clean as well. So you can always have a peaceful place to do your work. 

Plan Out Your Day 

With seemingly endless time during the day when working from home, you can easily make the most of your day by planning it out. There are many different methods for planning your day. You can use a classic planner to block out important meetings, dates, and deadlines. 

If you have to work on multiple projects at once, then using project management software can help you keep everything organized. Using planning tools can also help you set milestones and goals in your work. 

If you were in an office, these goals may have been set by a manager. But when you’re working from home it can help to see your own goals and deadlines on a planner to point you in the right direction. From here, you can start breaking down tasks into actionable items. Then, you’ll be able to work on them in your dedicated working hours and make the most of your day. 

Take Thoughtful Breaks 

When you work at home you can make the most out of your breaks. You can do different activities to keep yourself energized and ready to conquer more tasks. Take these times throughout the day to work on yourself. You can do activities on your breaks like:

  • Reading a chapter of a book
  • Doing a 15-minute workout
  • Taking a stroll with your dog
  • Running a quick errand 

When you are working at home, you have the flexibility to incorporate your ideal lifestyle into your workday. So try to use your break times to do things that you wouldn’t be able to do if you worked at an office. 

Conclusion

Working from home is the new normal for most people. Finding ways to make the most of your day may feel overwhelming, but it’s a great way to plan out your tasks and improve productivity. So get out there and make every day great while working from home. 

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WHAT MAKES KASHMIR GREAT LAKES TREK,THE GREATEST

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INTRODUCTION:-

Even though the Kashmir Great Lakes Trek has been awarded the title of Gateway to the Eden;One can still define its immense beauty.The Great Lakes Trek in Kashmir is one of the best treks in Kashmir.The beauty is so rich and unique that it dominates every other breathtaking place in the world.Still,competing with each other for the crown of ‘Most Charming One’.

JOURNEY THROUGH 4 PASSES ON A SINGLE TRIP:-

It is not uncommon to find such beauty and adventure in a single trek.Well,the Kashmir Great Lakes trek is also not ordinary.The long trek of 8 days and nights crosses 4 passes in just one trek. It sounds unusual,but it’s true.

PLENTY OF ROMANTIC VIEW POINTS THROUGHOUT THE TRAIL:-

The entire trail is full of attractive and clear views.This means that thoughts remain free from all obstacles.You will not find any human settlement or forest chain,or any other obstacle that can block your view at such a height.

EXPERIENCE THE THRILL OF HIKING NEAR THE POK BORDER:-

Apart from its breathtakingly beautiful views, this Kashmir trek also has a thrilling stretch along the way.How to go hiking close to POK border? Part of the trek travels along Pakistan Occupied Kashmir.Does it sound tempting or terrifying?You decide.

ABUNDANT WITH CLEAR BLUE LAKES AND SNOW CLAD PEAKS:-

One thing you must note about KGL- it is always about the journey and not the destination.Walk through 6 different meadows marked with flowers and 7 different ancient Kashmir Great Lakes.They are giving competition to each other in terms of their beauty.

TAKE A GLIMPSE OF NANGA PARBAT- WORLDS HIGHEST FACE ELEVATION:-

Translated as‘Naked Mountain Nanga Parbat has the highest mountain face in the world.Also,it is the ninth highest mountain in the world.Nanga Parbat has tremendous vertical relief which makes the climb deadly. Exciting, right!The Kashmir Great Lakes Trek is often abbreviated to KGL. One of the most ornate treks in this entire wonderful country.Join us on a journey through vast meadows, sparkling lakes, stunning landscapes and much more.

MAGICAL VIEWS OF SUNRISE FROM THE TABLETOP OF SHEKDUR CAMPSITE:-

Shekdur Campsite (also known as Tabletop) is the first destination on the Kashmir Great Lakes trek.It is a vast grassland with flat meadows and is surrounded by forest and mountains.Sonmarg valley can be seen at some distance from this point. The sunrise from this place is really spectacular.The place also has a shepherd’s hut where one can get snacks like tea, kahwa and Maggi.

THE EVER-CHANGING LANDSCAPES:-

The trek starts from a small village called Sitakari near Sonmarg.The trail begins by going up and down dense forests, crossing rivers and streams.As you progress, you will pass through endless meadows and landscapes with all shades of green and brown.You will also cross high altitude passes like Gadsar Pass and Jaz Pass where you may also get snow depending on the season.

KASHMIR PEOPLE AND THEIR WARM HOSPITALITY:-

During the 07 days of your visit to this beautiful place, you will be trekking and hiking in a country where life is simple and the air is thin.Kashmir Great Lakes Trek gives an opportunity to witness the lifestyle of the people of Kashmir.There are also some shepherd’s huts on the trail where nomadic tribesmen of Gurjars and Bakharwals live with their cattle.These people are the most polite and lovely people.

UNIQUE TREKKING EXPERIENCE AND CHALLENGES ON THE TREK:-

The Kashmir Great Lakes Trek is a unique experience for many reasons.The trekking route offers a unique variety of landscapes and views of spectacular,snow-capped mountains such as Mount Harmukh.The geography and changing seasons have made it unique from looking like trekking to other parts of the Indian Himalayas.The untouched beauty of this remote place has its own charm which you will not find anywhere else in the Indian Himalayas.

BEAUTIFUL CAMPSITES IN THE VAST MEADOWS AND ON THE SHORE OF LAKES:-

Each day you’ll be camping in the gorgeous meadows on the shores of alpine lakes.Each campsite on the Great Lakes Trek is beautiful,although individually, our camp near Krishnasar Lake was the prettiest.If the moonlight is weak then you can see millions of stars at night and also the Milky Way.The views of the camps during sunrise and sunset were absolutely magical.It is recommended to extend the itinerary by a day or two as buffer day.That you can spend the extra day at one of the camping sites and enjoy the raw and beautiful.

HIGH ALTITUDE ALPINE LAKES:-

As the name suggests the Kashmir Great Lakes Trek takes you through more than 12 alpine lakes.Where each lake is prettier than the other.An interesting thing about these lakes is that some lakes are named after Hindu deities.With their immense beauty and turquoise colored water,these lakes are a visual delight for the trekkers.

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10 BRILLIANT LIVING ROOM WALL DÉCOR IDEAS

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Introduction

Every person wants to decorate his beloved house a bit like the planet of his dreams, whether it’s small or big. Tapestry is one among the  ways to offer an excellent look to the house. No matter whether the home is big or small, these tapestries provide a stylish  look to the house .Today time tapestries are used in unique and  very different ways.  The primary room in the entire house is the living room and it definitely provides the best impression to the guests visiting your home.

Wall tapestry is a great way to design a way to make the walls look attractive. You are also  able to express yourself and your aesthetic sense in the stylish possible way by designing your house. There are many tips which  help you beautify your home in the best possible way even without an interior designer.

10 living room wall décor ideas

1)  Hanging Geometric Winter Snowflake Cutout

This living room exudes the spirit of a bright winter day. The roaring fireplace, plush white rug, and adorable sledge-shaped coffee table all come together to create a playful setting. Geometric snowflakes hanging on the wall accentuate the theme while adding modern texture. The warm yellow paint on the wall shines through the cutouts in the decor, making you wonder whether you’re looking at a glistening snowflake or a gleaming sun.

2)  Colorful local cartography

A map is a great way to bring the outside world into your home. This bright and colorful map stands in front of a white wall and fills the room with excitement. Bold patterned pillows pull off shades of pink and orange and help tie the room together. You can choose to hang either a map of your country or a map of a place you would love to visit one day.

3)  Funky Square Wall Decor Ideas

Many fine examples of art take advantage of the colored paint below. This set of patterned squares stands apart from the plain green wall; The space between each square becomes a new part of the design. The swirling combination of black and white is interesting but not too busy, which makes it a great choice for living room wall decor.

4)  Rainbow Ribbon Hanging Wall Decoration

Who said there should be curtains for windows? This lovely piece uses a curtain rod to hang it off the wall. Each ribbon matches a color elsewhere in the room. The ribbons flutter with every light breeze, adding a bit of momentum to the room’s design. Consider hanging some string lights behind it to create an eye-catching glow.

5)  moody blue abstract floral painting

This color matches perfectly with the brightly colored coffee table in this painting. The simple room design works well with an intricate piece of art to create a modern and moody feel.

6)  Elegant Golden Living Room Wall Decor

This piece of art is delicate and ornate. Simple gray lines and shimmering gold paint add to bring out the image of beautiful flowers. This type of art wall adds class and luxury to the design of the room. Pair it with other golden embellishments to really bring out the color and shine.

7)  Colorful abstract art piece

This room has white walls and a white sofa, which means there is nothing to distract from the gorgeous colorful painting. The design is abstract but spectacular; Each splash of paint brings out the mood and emotion. Flowers and plants have been placed on either side of the painting to frame it with natural colours.

8)  Pattern Paper Chain Curtain Design

Have you ever made chains of paper as a kid? This unique piece of art takes a classic technique and brings it to a whole new level. Each series is cleverly threaded with different colored episodes. There’s color, speed, and curiosity in this decor.

9)  Simple Stencil Living Room Wall Decor Ideas

Sometimes art hangs on bare walls. And sometimes, the art is the wall. This design takes advantage of a  geometric pattern to create something visually pleasing. The triangles point away from the vertices, making the space appear larger than it actually is. 

10)        Three Panel Thematic Print Art

A Tripitaka is a piece of art expressed in three panels. These artsy prints all fit the same delightful pineapple theme. Matching golden frames tie the pieces together and add a touch of class to the gallery wall. A neutral sofa features throw pillows that have been chosen to match the printed colors; The result is warm, fun and definitely trendy.

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