Connect with us

Business

Kiva Iowa provides immigrant entrepreneurs with a boost.

Published

on

This program provides more than just support for small businesses. It also creates relationships between small business owners and lenders.

 

Cedar rapid: My husband and I were presented with a set of traditional African clothing by Darius and Wealee nupolu shortly after we met.

 

It would be an understatement to say that the Nupolu’s have a generous spirit. This generosity extends to how they manage their family business in Cedar Rapids.

 

In 2017, Darius, Weale, and their three children moved from Liberia to Cedar Rapids. Darius and Weale discovered that not all the Liberian vegetables were available locally, so he began to explore options for starting his farm.

 

It was a long-held dream that I finally realized in Cedar Rapids.

 

After linking up with Feed Iowa First, Darius could get up and run. He needed additional funding to move on.

 

After visiting their farm this summer, I shared information about Kiva Iowa, a new micro-lending platform available to Iowa business owners. It seemed like the ideal path forward for Nupolus’ new venture.

 

Kiva Iowa crowdfunded an $8,000 loan for Emerging Farms LLC last month.

Kiva, the first online micro-lending site for individuals, was founded in 2005. Kiva loans are available from $1,000 to $15,000 and have zero fees or interest.

 

Kiva allows ordinary people to pool small loans to give financial access to entrepreneurs around the world.

 

They are motivated by social change and expect to repay their loans. However, they do not seek to earn interest.

 

Iowa’s small business owners are the backbone of our communities and neighborhoods.

Kiva Iowa’s relationships with small business owners and lenders go beyond providing support for their small businesses. It becomes a personal link that ensures their long-term success.

After their success,

 

Weale and Darius shared the Kiva Iowa opportunity. The teepee was a close family friend. Teepee and her husband immigrated from West Africa to the United States during the Ebola outbreak in 2014.

 

Teepee moved to Cedar Rapids in 2003. She began looking into local catering options and started cooking and selling meals from her own home. The teepee was encouraged by many of her customers to expand her business.

 

Enter Tee’s Liberian Dish. Teepee’s new Cedar Rapids restaurant serves Liberian cuisine for lunch, dinner, and breakfast.

Entrees include rice, meats, different vegetables, and a variety of sauces and gravies. Teemu is also looking for investment through Kiva Iowa, thanks to Wealee and Darius.

 

Immigrant entrepreneurs face unique obstacles to success, just like many Kiva borrowers. These business owners might be starting a tech-based company or opening a local shop. They may also have to deal with financing and structuring a business in different countries and cultures.

 

Kiva envisions a world where everyone can improve their financial lives. This includes immigrant-owned businesses. Kiva programs have helped many Iowa immigrant-owned businesses fuel the local economy, especially in small communities.

 

In the United States, more than 20 percent of small-business ownere

hip is owned by immigrants.

 

Jumpstarting your own business is a huge risk. These entrepreneurs are determined to succeed, and Kiva gives them the confidence to grow their businesses.

 

Kiva is located at the bottom of the capital ladder. This is the best option for those just starting or wishing to build their credit. 70% of businesses that raised funds on Kiva in 2021 were under three years old.

 

This platform provides entrepreneurs with critical early-stage funding and allows supporters to invest in their local entrepreneurial community easily.

Kiva is not a donation but a loan. It allows investors to turn their money around and positively impact Iowa and even the world.

 

From Cafe on the Go, Rachael is Kiva Iowa’s latest borrower. Iowa City’s mobile cafe. Cafe on the Move specializes in handcrafted beverages and pastries from local bakeries.

 

Rachael will use her Kiva Loan to buy new equipment, including an espresso machine and commercial grinder, as well as a tea brewer, for her trailer. She would also like to add a sign on her trailer and install a retractable wall that will allow her operation during the winter months.

Kiva Iowa made it possible to seven Iowa-based companies to get early capital in the first six months of its operation.

 

These businesses reflect the uniqueness of each Iowa community. Kiva Iowa will continue to grow in the next year. We look forward to sharing stories with our borrower community and connecting these entrepreneurs to resources and support.

 

Continue Reading
Click to comment

Leave a Reply

Your email address will not be published.

Business

Tips for hiring the best painting companies

Published

on

Preparing to refinish your house is a tough task especially when you are not aware of where to begin, what to do first and how to take formidable steps in the right direction. But all painting companies in Charlotte NC are not eligible for the painting job that you might be looking for. Therefore, making the decision to hire the best kitchen cabinet painters in town could be an interesting choice to make only if you choose the right path.

Here are some of the tips to help you find the best cabinet refinishing near me and that too at an affordable cost.

Take quotes from different painters:

Have you recently visited a friend or family member who has recently gone over the painting job and you have loved the idea? These are considered to be a great resource when you have somebody to take reference from and you could ask them about the best professional kitchen cabinet painters near me. They could guide you about their experience and also highlight about dos and don’ts of the business.

Helping you to choose technically correct and professionally sound people for the kitchen cabinet job.  Ask different kitchen cabinet painters about their availability and the cost of the services this helps you to learn about the average cost of painting cabinets and also make the decision of selection based on the budget that you have.

Moreover, it is also important to note that never ever go for the cheapest possible painters in town because then you will have to compromise on the cost of the services. And that will not be the feasible choice to make for your painting task.

  1. Verify:

Your task becomes a challenging one when you choose to research the painting contractors. You need to make sure that the kitchen cabinet painter or searching for Charlotte refinishing service that you are hiring is a licensed, experienced, and skilled professional. Not all the states around your country require the painting contractor to obtain a license for the painting task and therefore, you need to get them verified.

Not knowing the painting contractors’ background could be dangerous because then they may be hiring people across the road and sending them for your painting job. Risking the security and welfare of your house. Make sure to know them before you choose to hire them and verifying could be difficult initially but then you know who you are choosing to work with and what makes them apart from the usual painting contractors in town.

  1. Checking the reviews of the customers:

When you are choosing kitchen cabinet painters online it is essential to read up on the reviews of the customers. This allows you to learn about the right person for the right job because customer reviews guide you about who to choose and whom to refrain from.

Helping you to establish a deed of trust in the kitchen cabinet painter before you choose to hire them for the painting assignment. Make sure to know about any hidden charges or additional fees if you have any specific tasks stored for them. It helps you to learn about how much you have to pay and what is your border line when you think about investing in the cabinet painting task.

  1. Asking the right questions:

For anybody who is looking forward to hiring a painting contractor, they should learn about the right questions to ask the painting contractor. If you think that you might miss out on some of the most important information that you are looking to gather from them. Then taking notes and writing them down on a piece of paper might also help.

Thus, helping you to find the right communication as to what you are expecting them to do and what the painting contractor has in mind when you are willing to hire them.

Things like what kind of paint are you going to use, will you be able to complete the task at the right time. Who will be the person in charge of the painting job once your team begin with the job and most importantly are you going to clean up after you have finished the painting job?

  1. Have a written contract:

Whenever you are willing to hire someone for the job whether it is a trivial task of painting your kitchen cabinets make sure to hire them through a carefully drafted contract. Where all the terms and conditions are mentioned accordingly. You know what to expect from the painting contractor once they finish their job and how much time it will take to completion of the task.

Thus, enabling you to go for the best painting contractor in the business within the set limited budget that you have in mind.

Continue Reading

Business

Why hardwood flooring is a good choice

Published

on

When it comes to refinishing your homes with the right wood flooring there is a number of options that are available in the market. From hardwood flooring to the engineered floor everything has pros and cons, and therefore, when you begin to opt for the ones that are the best in the business make sure to know why go for the hardwood and why not otherwise.

Wood floors in Rio Vista are becoming popular day by day and because of their aesthetic and durability, there are other reasons as well which make them the popular choice. If you are among those people who are willing to add wood flooring to their homes make sure to do it for the right reasons. Here are some of the reasons why should pick hardwood flooring for your homes and what makes them distinct from the other.

  1. It is suited for almost all kinds of areas:

Whether you are picking up the hardwood floor for your kitchen area or the lounge it goes along well with every kind of setup and gels along well with the rest of the interiors of the house. It helps you to make your living room more and more spacious and could be installed in places where you require a more durable floor than the engineered ones. Moreover, when it comes to areas like bathrooms and other vulnerable spaces where you need water-resistant floors you need to go for the engineered floors. Therefore, if you are picking a single kind of floor for your home then the recommendations from the experts go for the hardwood floor.

  1. They are durable and easy to install:

When we told you that hardwood floors are a popular choice in Rio vista nobody thought that it is due to their easy installation and long-lasting nature. People are eagerly looking for floors that are easier to install and easier on their pocket as well. But it is important to note that when you are looking to get a hardwood floor make sure to get the help of an expert. Because you want to increase the beauty of the floor down there and that could only be achieved with the help of the professionals.

Moreover, with the help of the experts, there aren’t any chances of the loopholes in the installation of hardwood therefore you need to make sure that you are getting it done with the help of experts to be able to enjoy the benefits of hardwood flooring.

  1. Easy to maintain:

Unlike any other options of flooring that we have in the market, the hardwood floors are the best in the business and there are multiple reasons for that. Because they are less susceptible to damage and in areas that experience heavy foot traffic the hardwood is resistant to any damage. Therefore, when you are trying to make sure that you get your hands on the right flooring try not to forget about the hardwood flooring.

Moreover, when it comes to cleaning and mopping the hardwood flooring they are easier to clean. You are advised to clean the flooring with gentle cleaners that don’t contain too many harmful chemicals. Applying a damp soft cloth to the wood flooring also enhances the shine of the wooden floor.

To conclude, as compared to the other engineered floors that are available in the market wood flooring is more suited than the others. They are easier to install, durable, and shine like new for a long when they are maintained in the right manner.

Continue Reading

Business

Door Screen Repair: How To Repair Torn Screen

Published

on

Door screens have become an essential element in homes, especially during summer. The screens are ideal because they prevent the entry of insects and guarantee your comfort unless they break. For this reason, we will share about door screen repair to continue enjoying all its advantages throughout the year.

How to start with door screen repair: step by step

Fixing the door screen is very simple, although you must consider the size of the hole and, if it is too large, it is best to get new netting.

Fixing a door screen

Inclement weather, the passage of time, or tears, such as if you have animals at home, cause these door screens to break and lose their effectiveness. Currently, there are more durable cat nets, although they can also be damaged. That’s why here’s how to fix them quickly.

Materials

Here we show you what materials you need to repair the door screen:

It should be a little bigger than the hole you want to cover.

One or more threads of the same fabric: you can use a fishing line if you don’t have any.

Pair of scissors

Steps to follow:

Do you already have all the materials? Here we show you how to repair a door screen step by step:

  • Disassemble: the first thing you have to do is remove it from the place where it is and place it in a space that allows you to work with it.
  • Cut a piece of fabric:it must be a little bigger than the space you want to fix. When you have it, you have to fold the edges slightly.
  • Put the piece of screen over the hole: adjust it and use the thread to join it, as if you were sewing a patch on a pair of pants; if you use a fishing line, you should choose a thick one so that you can do this job with your fingers. In any case, the hole must be well covered.
  • Fix the thread: tie a tight knot at one end and pass it through both sides to ensure that it is well secured.
  • Use adhesives for small holes

Is the hole in your broken door screen too small? Here we leave you how you can continue enjoying all its advantages, avoiding the entry of insects, using adhesives.

  • Use clear nail polish:when dry, this product acts as a strong adhesive and is highly recommended for tears that are not very open; If the fabric is a dark color, such as black or gray, it is ideal that you use an enamel of that hue.
  • Apply the polish: cover the opening at both ends with the polish without dripping; If you think that drops may fall, it is best to place a piece of paper or cloth underneath.
  • Wait:even if you think it will be dry in a few minutes, it is most likely not completely dry until a day has passed. If you don’t have time, it is best to use a hairdryer, on cold, for a minute, about 15 cm.
  • Cut out the damaged area in the shape of a square or rectangle:use a ruler or a sharp knife; make a small hole so that you can handle it easily. Leave 1-3 cm of the surface between the hole and the door frame.
  • Cut a piece of screen to cover the damaged area: it has to be a little bigger, at least 3 cm more. Hold the screen at a 90-degree angle. Insert the ends and flatten the patch wires.
  • Perfect finish: To ensure a flawless finish, it is best to use a microfiber cloth to wipe off any remaining glue drops.

This is the fastest and easiest way to door screen repair to fix your door screen.

Continue Reading

Trending